Call reports 2022
FIRST BANK AND TRUST COMPANY — 2022
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 62,685,000 | 63,851,000 | 63,292,000 | 64,245,000 |
| Total loans | 20,094,000 | 20,936,000 | 20,555,000 | 21,106,000 |
| Allowance for loan losses | 197,000 | 223,000 | 216,000 | 239,000 |
| Securities available for sale | 19,668,000 | 18,515,000 | 17,352,000 | 17,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,350,000 | 49,446,000 | 50,055,000 | 50,758,000 |
| Interest-bearing deposits | 29,331,000 | 28,709,000 | 29,327,000 | 28,190,000 |
| Noninterest-bearing deposits | 18,019,000 | 20,737,000 | 20,728,000 | 22,568,000 |
| Equity capital | 6,413,000 | 5,926,000 | 5,394,000 | 5,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 884,000 | 1,432,000 | 2,087,000 |
| Interest expense | 17,000 | 32,000 | 49,000 | 72,000 |
| Net interest income | 404,000 | 852,000 | 1,383,000 | 2,015,000 |
| Noninterest income | 158,000 | 304,000 | 439,000 | 581,000 |
| Noninterest expense | 380,000 | 764,000 | 1,169,000 | 1,656,000 |
| Provision for loan losses | 9,000 | 34,000 | 64,000 | 88,000 |
| Pretax income | 173,000 | 358,000 | 589,000 | 852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 358,000 | 589,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,661,000 | 7,847,000 | 8,077,000 | 7,863,000 |