Call reports 2021
FIRST BANK AND TRUST COMPANY — 2021
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 65,289,000 | 69,268,000 | 65,534,000 | 67,077,000 |
| Total loans | 19,749,000 | 18,116,000 | 18,659,000 | 19,681,000 |
| Allowance for loan losses | 204,000 | 187,000 | 187,000 | 201,000 |
| Securities available for sale | 23,787,000 | 25,103,000 | 23,363,000 | 21,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,286,000 | 52,734,000 | 49,719,000 | 50,386,000 |
| Interest-bearing deposits | 28,417,000 | 31,405,000 | 31,473,000 | 31,222,000 |
| Noninterest-bearing deposits | 19,869,000 | 21,329,000 | 18,246,000 | 19,164,000 |
| Equity capital | 7,500,000 | 7,580,000 | 7,738,000 | 7,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 871,000 | 1,269,000 | 1,672,000 |
| Interest expense | 24,000 | 47,000 | 67,000 | 87,000 |
| Net interest income | 443,000 | 824,000 | 1,202,000 | 1,585,000 |
| Noninterest income | 179,000 | 353,000 | 497,000 | 643,000 |
| Noninterest expense | 508,000 | 967,000 | 1,324,000 | 1,757,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 67,000 |
| Pretax income | 74,000 | 170,000 | 335,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 170,000 | 335,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,420,000 | 7,429,000 | 7,594,000 | 7,490,000 |