Call reports 2020
FIRST BANK AND TRUST COMPANY — 2020
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,267,000 | 58,449,000 | 57,506,000 | 60,448,000 |
| Total loans | 21,187,000 | 21,503,000 | 20,420,000 | 18,940,000 |
| Allowance for loan losses | 243,000 | 244,000 | 247,000 | 214,000 |
| Securities available for sale | 18,062,000 | 18,498,000 | 18,357,000 | 22,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,868,000 | 43,131,000 | 42,396,000 | 43,382,000 |
| Interest-bearing deposits | 24,006,000 | 26,353,000 | 25,840,000 | 26,801,000 |
| Noninterest-bearing deposits | 14,862,000 | 16,778,000 | 16,556,000 | 16,581,000 |
| Equity capital | 7,762,000 | 7,837,000 | 7,788,000 | 7,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,028,000 | 1,454,000 | 1,841,000 |
| Interest expense | 41,000 | 79,000 | 109,000 | 135,000 |
| Net interest income | 455,000 | 949,000 | 1,345,000 | 1,706,000 |
| Noninterest income | 160,000 | 301,000 | 449,000 | 597,000 |
| Noninterest expense | 546,000 | 1,044,000 | 1,559,000 | 2,112,000 |
| Provision for loan losses | 5,000 | 5,000 | 10,000 | 10,000 |
| Pretax income | 64,000 | 201,000 | 225,000 | 181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 201,000 | 225,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,311,000 | 7,436,000 | 7,429,000 | 7,345,000 |