Call reports 2019
FIRST BANK AND TRUST COMPANY — 2019
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,320,000 | 53,870,000 | 54,322,000 | 53,943,000 |
| Total loans | 22,269,000 | 21,928,000 | 21,473,000 | 21,279,000 |
| Allowance for loan losses | 262,000 | 263,000 | 248,000 | 247,000 |
| Securities available for sale | 18,495,000 | 18,486,000 | 18,327,000 | 18,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,217,000 | 39,571,000 | 39,078,000 | 39,244,000 |
| Interest-bearing deposits | 25,849,000 | 24,367,000 | 23,825,000 | 24,622,000 |
| Noninterest-bearing deposits | 17,368,000 | 15,204,000 | 15,253,000 | 14,622,000 |
| Equity capital | 7,015,000 | 7,291,000 | 7,382,000 | 7,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,079,000 | 1,610,000 | 2,127,000 |
| Interest expense | 32,000 | 65,000 | 102,000 | 143,000 |
| Net interest income | 506,000 | 1,014,000 | 1,508,000 | 1,984,000 |
| Noninterest income | 161,000 | 324,000 | 482,000 | 641,000 |
| Noninterest expense | 550,000 | 1,075,000 | 1,597,000 | 2,167,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 10,000 |
| Pretax income | 117,000 | 258,000 | 383,000 | 448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 258,000 | 383,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,044,000 | 7,151,000 | 7,236,000 | 7,300,000 |
| Total capital | 7,306,000 | 7,414,000 | 7,484,000 | 7,547,000 |
| Risk-weighted assets | 22,383,000 | 21,455,000 | 21,016,000 | 22,424,000 |