Call reports 2018
FIRST BANK AND TRUST COMPANY — 2018
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,686,000 | 60,348,000 | 57,737,000 | 56,686,000 |
| Total loans | 22,848,000 | 22,699,000 | 23,039,000 | 22,483,000 |
| Allowance for loan losses | 272,000 | 258,000 | 262,000 | 310,000 |
| Securities available for sale | 19,838,000 | 18,753,000 | 18,405,000 | 18,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,231,000 | 46,735,000 | 44,309,000 | 42,859,000 |
| Interest-bearing deposits | 28,695,000 | 29,199,000 | 15,092,000 | 26,248,000 |
| Noninterest-bearing deposits | 14,536,000 | 17,536,000 | 29,217,000 | 16,611,000 |
| Equity capital | 6,461,000 | 6,589,000 | 6,642,000 | 6,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 996,000 | 1,546,000 | 2,100,000 |
| Interest expense | 30,000 | 61,000 | 92,000 | 124,000 |
| Net interest income | 445,000 | 935,000 | 1,454,000 | 1,976,000 |
| Noninterest income | 168,000 | 354,000 | 526,000 | 706,000 |
| Noninterest expense | 515,000 | 1,034,000 | 1,551,000 | 2,192,000 |
| Provision for loan losses | 8,000 | 8,000 | 13,000 | 93,000 |
| Pretax income | 90,000 | 247,000 | 416,000 | 397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 247,000 | 416,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,770,000 | 6,928,000 | 7,096,000 | 6,927,000 |
| Total capital | 7,042,000 | 7,186,000 | 7,358,000 | 7,210,000 |
| Risk-weighted assets | 23,388,000 | 23,818,000 | 23,355,000 | 22,600,000 |