Call reports 2017
FIRST BANK AND TRUST COMPANY — 2017
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 53,056,000 | 55,239,000 | 55,007,000 | 54,960,000 |
| Total loans | 24,082,000 | 23,310,000 | 23,472,000 | 23,205,000 |
| Allowance for loan losses | 219,000 | 273,000 | 243,000 | 277,000 |
| Securities available for sale | 18,093,000 | 16,300,000 | 16,057,000 | 17,189,000 |
| Securities held to maturity | 23,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,004,000 | 42,228,000 | 41,426,000 | 41,491,000 |
| Interest-bearing deposits | 27,192,000 | 28,580,000 | 28,020,000 | 27,585,000 |
| Noninterest-bearing deposits | 12,812,000 | 13,648,000 | 13,406,000 | 13,906,000 |
| Equity capital | 6,632,000 | 6,510,000 | 6,634,000 | 6,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 899,000 | 1,383,000 | 1,860,000 |
| Interest expense | 25,000 | 52,000 | 81,000 | 110,000 |
| Net interest income | 416,000 | 847,000 | 1,302,000 | 1,750,000 |
| Noninterest income | 155,000 | 351,000 | 522,000 | 689,000 |
| Noninterest expense | 460,000 | 1,067,000 | 1,575,000 | 2,123,000 |
| Provision for loan losses | 5,000 | 71,000 | 76,000 | 139,000 |
| Pretax income | 106,000 | 128,000 | 241,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 128,000 | 241,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,542,000 | 6,564,000 | 6,676,000 | 6,680,000 |
| Total capital | 6,761,000 | 6,837,000 | 6,919,000 | 6,957,000 |
| Risk-weighted assets | 23,219,000 | 23,661,000 | 22,910,000 | 23,048,000 |