Call reports 2016
FIRST BANK AND TRUST COMPANY — 2016
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,300,000 | 51,866,000 | 52,406,000 | 51,048,000 |
| Total loans | 26,916,000 | 26,154,000 | 25,297,000 | 24,792,000 |
| Allowance for loan losses | 307,000 | 309,000 | 327,000 | 292,000 |
| Securities available for sale | 17,942,000 | 18,780,000 | 18,573,000 | 18,265,000 |
| Securities held to maturity | 33,000 | 31,000 | 28,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,876,000 | 39,947,000 | 39,245,000 | 37,967,000 |
| Interest-bearing deposits | 27,313,000 | 27,071,000 | 26,015,000 | 26,005,000 |
| Noninterest-bearing deposits | 12,563,000 | 12,876,000 | 13,230,000 | 11,962,000 |
| Equity capital | 6,765,000 | 6,859,000 | 6,778,000 | 6,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 972,000 | 1,448,000 | 1,903,000 |
| Interest expense | 27,000 | 54,000 | 81,000 | 106,000 |
| Net interest income | 454,000 | 918,000 | 1,367,000 | 1,797,000 |
| Noninterest income | 153,000 | 296,000 | 463,000 | 667,000 |
| Noninterest expense | 498,000 | 974,000 | 1,474,000 | 2,086,000 |
| Provision for loan losses | 40,000 | 45,000 | 66,000 | 71,000 |
| Pretax income | 69,000 | 195,000 | 290,000 | 307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 195,000 | 290,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,633,000 | 6,689,000 | 6,629,000 | 6,540,000 |
| Total capital | 6,923,000 | 6,998,000 | 6,916,000 | 6,821,000 |
| Risk-weighted assets | 23,144,000 | 26,697,000 | 22,910,000 | 22,460,000 |