Call reports 2015
FIRST BANK AND TRUST COMPANY — 2015
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 58,799,000 | 54,228,000 | 52,499,000 | 54,552,000 |
| Total loans | 28,350,000 | 28,406,000 | 27,619,000 | 27,147,000 |
| Allowance for loan losses | 289,000 | 253,000 | 283,000 | 278,000 |
| Securities available for sale | 19,316,000 | 19,065,000 | 18,851,000 | 17,118,000 |
| Securities held to maturity | 49,000 | 44,000 | 40,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,718,000 | 40,337,000 | 39,323,000 | 39,437,000 |
| Interest-bearing deposits | 27,738,000 | 27,361,000 | 26,739,000 | 26,509,000 |
| Noninterest-bearing deposits | 15,980,000 | 12,976,000 | 12,584,000 | 12,928,000 |
| Equity capital | 6,671,000 | 6,670,000 | 6,624,000 | 6,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 987,000 | 1,463,000 | 1,944,000 |
| Interest expense | 27,000 | 53,000 | 79,000 | 105,000 |
| Net interest income | 467,000 | 934,000 | 1,384,000 | 1,839,000 |
| Noninterest income | 318,000 | 489,000 | 624,000 | 959,000 |
| Noninterest expense | 518,000 | 1,011,000 | 1,512,000 | 2,113,000 |
| Provision for loan losses | 0 | 2,000 | 62,000 | 67,000 |
| Pretax income | 266,000 | 409,000 | 433,000 | 617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 409,000 | 433,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,483,000 | 6,486,000 | 6,450,000 | 6,564,000 |
| Total capital | 6,772,000 | 6,739,000 | 6,733,000 | 6,842,000 |
| Risk-weighted assets | 23,988,000 | 24,253,000 | 24,862,000 | 22,315,000 |