Call reports 2014
FIRST BANK AND TRUST COMPANY — 2014
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 68,617,000 | 64,509,000 | 66,442,000 | 63,710,000 |
| Total loans | 31,521,000 | 30,741,000 | 29,992,000 | 29,354,000 |
| Allowance for loan losses | 312,000 | 365,000 | 186,000 | 331,000 |
| Securities available for sale | 25,020,000 | 24,711,000 | 25,544,000 | 25,540,000 |
| Securities held to maturity | 68,000 | 63,000 | 58,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,639,000 | 50,379,000 | 50,409,000 | 48,340,000 |
| Interest-bearing deposits | 30,375,000 | 28,837,000 | 28,618,000 | 28,207,000 |
| Noninterest-bearing deposits | 23,264,000 | 21,542,000 | 21,791,000 | 20,133,000 |
| Equity capital | 6,505,000 | 6,384,000 | 6,489,000 | 6,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,082,000 | 1,609,000 | 2,131,000 |
| Interest expense | 28,000 | 56,000 | 84,000 | 112,000 |
| Net interest income | 514,000 | 1,026,000 | 1,525,000 | 2,019,000 |
| Noninterest income | 190,000 | 382,000 | 567,000 | 796,000 |
| Noninterest expense | 467,000 | 1,001,000 | 1,455,000 | 2,098,000 |
| Provision for loan losses | 0 | 70,000 | 75,000 | 188,000 |
| Pretax income | 237,000 | 337,000 | 562,000 | 529,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 337,000 | 562,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,284,000 | 6,170,000 | 6,279,000 | 6,219,000 |
| Total capital | 6,595,000 | 6,467,000 | 6,465,000 | 6,505,000 |
| Risk-weighted assets | 24,852,000 | 23,685,000 | 23,575,000 | 22,814,000 |