Call reports 2013
FIRST BANK AND TRUST COMPANY — 2013
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,091,000 | 64,679,000 | 64,634,000 | 65,304,000 |
| Total loans | 30,074,000 | 30,943,000 | 30,766,000 | 32,024,000 |
| Allowance for loan losses | 225,000 | 226,000 | 223,000 | 319,000 |
| Securities available for sale | 24,338,000 | 24,666,000 | 23,572,000 | 24,620,000 |
| Securities held to maturity | 90,000 | 85,000 | 78,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,911,000 | 53,190,000 | 51,461,000 | 50,333,000 |
| Interest-bearing deposits | 32,646,000 | 31,967,000 | 30,301,000 | 29,880,000 |
| Noninterest-bearing deposits | 21,265,000 | 21,223,000 | 21,160,000 | 20,453,000 |
| Equity capital | 6,341,000 | 6,317,000 | 6,288,000 | 6,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,144,000 | 1,702,000 | 2,280,000 |
| Interest expense | 29,000 | 58,000 | 88,000 | 117,000 |
| Net interest income | 548,000 | 1,086,000 | 1,614,000 | 2,163,000 |
| Noninterest income | 186,000 | 417,000 | 604,000 | 846,000 |
| Noninterest expense | 459,000 | 904,000 | 1,429,000 | 2,053,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 108,000 |
| Pretax income | 275,000 | 594,000 | 779,000 | 848,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 594,000 | 779,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,025,000 | 6,048,000 | 6,061,000 | 6,059,000 |
| Total capital | 6,250,000 | 6,274,000 | 6,284,000 | 6,363,000 |
| Risk-weighted assets | 23,317,000 | 23,736,000 | 23,815,000 | 24,298,000 |