Call reports 2012
FIRST BANK AND TRUST COMPANY — 2012
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,969,000 | 65,096,000 | 67,001,000 | 65,210,000 |
| Total loans | 25,715,000 | 27,854,000 | 29,420,000 | 30,174,000 |
| Allowance for loan losses | 217,000 | 215,000 | 213,000 | 259,000 |
| Securities available for sale | 25,274,000 | 26,265,000 | 25,488,000 | 24,917,000 |
| Securities held to maturity | 165,000 | 154,000 | 102,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,848,000 | 53,515,000 | 53,719,000 | 52,500,000 |
| Interest-bearing deposits | 33,714,000 | 34,061,000 | 32,211,000 | 32,096,000 |
| Noninterest-bearing deposits | 24,134,000 | 19,454,000 | 21,508,000 | 20,404,000 |
| Equity capital | 6,018,000 | 6,030,000 | 6,165,000 | 6,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,201,000 | 1,802,000 | 2,425,000 |
| Interest expense | 39,000 | 75,000 | 109,000 | 140,000 |
| Net interest income | 549,000 | 1,126,000 | 1,693,000 | 2,285,000 |
| Noninterest income | 217,000 | 407,000 | 573,000 | 816,000 |
| Noninterest expense | 475,000 | 983,000 | 1,482,000 | 2,154,000 |
| Provision for loan losses | 15,000 | 15,000 | 25,000 | 90,000 |
| Pretax income | 276,000 | 535,000 | 766,000 | 864,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 535,000 | 766,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,577,000 | 5,620,000 | 5,762,000 | 5,750,000 |
| Total capital | 5,794,000 | 5,835,000 | 5,975,000 | 6,009,000 |
| Risk-weighted assets | 23,290,000 | 23,137,000 | 23,652,000 | 23,562,000 |