Call reports 2011
FIRST BANK AND TRUST COMPANY — 2011
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,576,000 | 63,961,000 | 63,370,000 | 62,544,000 |
| Total loans | 20,354,000 | 22,615,000 | 23,335,000 | 24,718,000 |
| Allowance for loan losses | 184,000 | 196,000 | 192,000 | 232,000 |
| Securities available for sale | 12,488,000 | 24,443,000 | 23,817,000 | 24,260,000 |
| Securities held to maturity | 210,000 | 199,000 | 187,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,852,000 | 54,020,000 | 52,298,000 | 51,773,000 |
| Interest-bearing deposits | 31,117,000 | 32,317,000 | 31,490,000 | 31,497,000 |
| Noninterest-bearing deposits | 23,735,000 | 21,703,000 | 20,808,000 | 20,276,000 |
| Equity capital | 5,408,000 | 5,647,000 | 5,841,000 | 5,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,056,000 | 1,641,000 | 2,226,000 |
| Interest expense | 65,000 | 122,000 | 176,000 | 223,000 |
| Net interest income | 437,000 | 934,000 | 1,465,000 | 2,003,000 |
| Noninterest income | 170,000 | 375,000 | 580,000 | 858,000 |
| Noninterest expense | 418,000 | 851,000 | 1,300,000 | 1,910,000 |
| Provision for loan losses | 5,000 | 25,000 | 30,000 | 78,000 |
| Pretax income | 184,000 | 433,000 | 715,000 | 873,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 433,000 | 715,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,980,000 | 5,111,000 | 5,314,000 | 5,301,000 |
| Total capital | 5,164,000 | 5,307,000 | 5,506,000 | 5,533,000 |
| Risk-weighted assets | 22,428,000 | 21,129,000 | 21,142,000 | 21,989,000 |