Call reports 2010
FIRST BANK AND TRUST COMPANY — 2010
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 53,096,000 | 50,946,000 | 51,144,000 | 49,926,000 |
| Total loans | 18,529,000 | 18,542,000 | 18,500,000 | 19,633,000 |
| Allowance for loan losses | 183,000 | 189,000 | 180,000 | 184,000 |
| Securities available for sale | 13,628,000 | 13,092,000 | 14,389,000 | 13,369,000 |
| Securities held to maturity | 305,000 | 289,000 | 274,000 | 223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,733,000 | 39,401,000 | 39,640,000 | 39,970,000 |
| Interest-bearing deposits | 27,865,000 | 28,488,000 | 28,682,000 | 29,000,000 |
| Noninterest-bearing deposits | 9,868,000 | 10,913,000 | 10,958,000 | 10,970,000 |
| Equity capital | 5,182,000 | 5,244,000 | 5,302,000 | 5,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,099,000 | 1,601,000 | 2,120,000 |
| Interest expense | 93,000 | 183,000 | 258,000 | 337,000 |
| Net interest income | 469,000 | 916,000 | 1,343,000 | 1,783,000 |
| Noninterest income | 136,000 | 277,000 | 409,000 | 652,000 |
| Noninterest expense | 398,000 | 811,000 | 1,240,000 | 1,754,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 30,000 |
| Pretax income | 197,000 | 362,000 | 492,000 | 651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 362,000 | 492,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,764,000 | 4,798,000 | 4,851,000 | 4,801,000 |
| Total capital | 4,947,000 | 4,987,000 | 5,031,000 | 4,985,000 |
| Risk-weighted assets | 18,627,000 | 18,199,000 | 18,561,000 | 19,248,000 |