Call reports 2009
FIRST BANK AND TRUST COMPANY — 2009
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 49,576,000 | 48,903,000 | 50,065,000 | 54,748,000 |
| Total loans | 19,050,000 | 18,625,000 | 18,105,000 | 18,682,000 |
| Allowance for loan losses | 158,000 | 158,000 | 168,000 | 182,000 |
| Securities available for sale | 16,557,000 | 15,653,000 | 14,360,000 | 15,033,000 |
| Securities held to maturity | 385,000 | 367,000 | 349,000 | 324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,007,000 | 37,235,000 | 38,703,000 | 39,248,000 |
| Interest-bearing deposits | 28,886,000 | 27,629,000 | 27,369,000 | 27,430,000 |
| Noninterest-bearing deposits | 12,121,000 | 9,606,000 | 11,334,000 | 11,818,000 |
| Equity capital | 4,763,000 | 4,935,000 | 5,111,000 | 5,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,247,000 | 1,848,000 | 2,439,000 |
| Interest expense | 141,000 | 261,000 | 367,000 | 472,000 |
| Net interest income | 490,000 | 986,000 | 1,481,000 | 1,967,000 |
| Noninterest income | 153,000 | 283,000 | 417,000 | 613,000 |
| Noninterest expense | 403,000 | 802,000 | 1,226,000 | 1,819,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 240,000 | 467,000 | 662,000 | 731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 467,000 | 662,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,481,000 | 4,628,000 | 4,724,000 | 4,567,000 |
| Total capital | 4,639,000 | 4,786,000 | 4,892,000 | 4,749,000 |
| Risk-weighted assets | 18,273,000 | 17,956,000 | 18,516,000 | 19,345,000 |