Call reports 2008
FIRST BANK AND TRUST COMPANY — 2008
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,721,000 | 46,131,000 | 46,447,000 | 49,025,000 |
| Total loans | 17,745,000 | 18,819,000 | 18,923,000 | 19,177,000 |
| Allowance for loan losses | 108,000 | 122,000 | 117,000 | 169,000 |
| Securities available for sale | 15,486,000 | 14,202,000 | 15,598,000 | 16,148,000 |
| Securities held to maturity | 513,000 | 478,000 | 435,000 | 411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,656,000 | 36,702,000 | 37,254,000 | 39,792,000 |
| Interest-bearing deposits | 25,340,000 | 24,300,000 | 26,160,000 | 29,704,000 |
| Noninterest-bearing deposits | 11,316,000 | 12,402,000 | 11,094,000 | 10,088,000 |
| Equity capital | 4,457,000 | 4,237,000 | 4,479,000 | 4,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,212,000 | 1,853,000 | 2,498,000 |
| Interest expense | 176,000 | 338,000 | 494,000 | 639,000 |
| Net interest income | 420,000 | 874,000 | 1,359,000 | 1,859,000 |
| Noninterest income | 147,000 | 293,000 | 440,000 | 680,000 |
| Noninterest expense | 389,000 | 815,000 | 1,227,000 | 1,787,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 77,000 |
| Pretax income | 178,000 | 332,000 | 552,000 | 675,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 332,000 | 552,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,250,000 | 4,257,000 | 4,427,000 | 4,320,000 |
| Total capital | 4,358,000 | 4,379,000 | 4,544,000 | 4,489,000 |
| Risk-weighted assets | 17,889,000 | 18,286,000 | 17,999,000 | 18,480,000 |