Call reports 2007
FIRST BANK AND TRUST COMPANY — 2007
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,791,000 | 39,097,000 | 40,131,000 | 40,726,000 |
| Total loans | 16,427,000 | 16,367,000 | 16,738,000 | 17,124,000 |
| Allowance for loan losses | 98,000 | 99,000 | 100,000 | 108,000 |
| Securities available for sale | 14,559,000 | 14,566,000 | 15,226,000 | 15,041,000 |
| Securities held to maturity | 796,000 | 656,000 | 605,000 | 555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,914,000 | 31,465,000 | 31,517,000 | 32,439,000 |
| Interest-bearing deposits | 23,846,000 | 23,638,000 | 22,807,000 | 23,201,000 |
| Noninterest-bearing deposits | 8,068,000 | 7,827,000 | 8,710,000 | 9,238,000 |
| Equity capital | 4,040,000 | 3,919,000 | 4,052,000 | 4,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,167,000 | 1,757,000 | 2,371,000 |
| Interest expense | 188,000 | 374,000 | 573,000 | 769,000 |
| Net interest income | 394,000 | 793,000 | 1,184,000 | 1,602,000 |
| Noninterest income | 124,000 | 256,000 | 383,000 | 590,000 |
| Noninterest expense | 397,000 | 812,000 | 1,208,000 | 1,652,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 31,000 |
| Pretax income | 121,000 | 232,000 | 354,000 | 509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 232,000 | 354,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,148,000 | 4,140,000 | 4,202,000 | 4,111,000 |
| Total capital | 4,246,000 | 4,239,000 | 4,302,000 | 4,219,000 |
| Risk-weighted assets | 16,522,000 | 16,441,000 | 16,742,000 | 16,686,000 |