Call reports 2006
FIRST BANK AND TRUST COMPANY — 2006
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,824,000 | 39,786,000 | 41,997,000 | 40,209,000 |
| Total loans | 12,574,000 | 13,319,000 | 13,957,000 | 16,171,000 |
| Allowance for loan losses | 88,000 | 89,000 | 89,000 | 98,000 |
| Securities available for sale | 12,863,000 | 12,715,000 | 14,670,000 | 16,366,000 |
| Securities held to maturity | 1,701,000 | 1,020,000 | 940,000 | 865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,379,000 | 31,401,000 | 29,232,000 | 30,427,000 |
| Interest-bearing deposits | 22,043,000 | 22,785,000 | 21,936,000 | 23,002,000 |
| Noninterest-bearing deposits | 7,336,000 | 8,616,000 | 7,296,000 | 7,425,000 |
| Equity capital | 3,542,000 | 3,500,000 | 3,837,000 | 3,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 984,000 | 1,563,000 | 2,232,000 |
| Interest expense | 157,000 | 339,000 | 540,000 | 764,000 |
| Net interest income | 303,000 | 645,000 | 1,023,000 | 1,468,000 |
| Noninterest income | 135,000 | 254,000 | 382,000 | 578,000 |
| Noninterest expense | 353,000 | 709,000 | 1,094,000 | 1,533,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 16,000 |
| Pretax income | 77,000 | 182,000 | 303,000 | 497,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 182,000 | 303,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,788,000 | 3,893,000 | 4,002,000 | 4,027,000 |
| Total capital | 3,876,000 | 3,982,000 | 4,091,000 | 4,125,000 |
| Risk-weighted assets | 15,496,000 | 16,229,000 | 16,582,000 | 15,976,000 |