Call reports 2005
FIRST BANK AND TRUST COMPANY — 2005
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,703,000 | 36,867,000 | 35,966,000 | 36,652,000 |
| Total loans | 12,096,000 | 12,072,000 | 11,693,000 | 11,872,000 |
| Allowance for loan losses | 82,000 | 98,000 | 89,000 | 80,000 |
| Securities available for sale | 13,429,000 | 13,691,000 | 14,013,000 | 12,768,000 |
| Securities held to maturity | 2,309,000 | 2,107,000 | 1,951,000 | 1,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,965,000 | 29,928,000 | 28,591,000 | 27,824,000 |
| Interest-bearing deposits | 22,758,000 | 23,054,000 | 21,105,000 | 20,883,000 |
| Noninterest-bearing deposits | 6,207,000 | 6,874,000 | 7,486,000 | 6,941,000 |
| Equity capital | 3,673,000 | 3,791,000 | 3,651,000 | 3,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 851,000 | 1,292,000 | 1,712,000 |
| Interest expense | 102,000 | 211,000 | 337,000 | 467,000 |
| Net interest income | 321,000 | 640,000 | 955,000 | 1,245,000 |
| Noninterest income | 139,000 | 244,000 | 359,000 | 522,000 |
| Noninterest expense | 356,000 | 712,000 | 1,060,000 | 1,478,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 17,000 |
| Pretax income | 104,000 | 155,000 | 237,000 | 272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 155,000 | 237,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,833,000 | 3,850,000 | 3,797,000 | 3,711,000 |
| Total capital | 3,915,000 | 3,948,000 | 3,886,000 | 3,791,000 |
| Risk-weighted assets | 14,471,000 | 14,736,000 | 14,160,000 | 14,619,000 |