Call reports 2004
FIRST BANK AND TRUST COMPANY — 2004
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 37,620,000 | 37,186,000 | 36,385,000 | 36,738,000 |
| Total loans | 11,152,000 | 12,094,000 | 12,686,000 | 12,046,000 |
| Allowance for loan losses | 77,000 | 66,000 | 88,000 | 82,000 |
| Securities available for sale | 11,869,000 | 11,575,000 | 11,510,000 | 11,520,000 |
| Securities held to maturity | 3,879,000 | 3,503,000 | 2,784,000 | 2,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,049,000 | 29,544,000 | 27,257,000 | 28,508,000 |
| Interest-bearing deposits | 24,890,000 | 23,062,000 | 21,963,000 | 21,461,000 |
| Noninterest-bearing deposits | 5,159,000 | 6,482,000 | 5,294,000 | 7,047,000 |
| Equity capital | 4,057,000 | 3,886,000 | 3,940,000 | 3,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 831,000 | 1,248,000 | 1,671,000 |
| Interest expense | 97,000 | 196,000 | 288,000 | 387,000 |
| Net interest income | 319,000 | 635,000 | 960,000 | 1,284,000 |
| Noninterest income | 159,000 | 245,000 | 362,000 | 510,000 |
| Noninterest expense | 354,000 | 710,000 | 1,078,000 | 1,532,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 18,000 |
| Pretax income | 132,000 | 178,000 | 234,000 | 252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 178,000 | 234,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,863,000 | 3,904,000 | 3,902,000 | 3,790,000 |
| Total capital | 3,940,000 | 3,970,000 | 3,990,000 | 3,872,000 |
| Risk-weighted assets | 14,681,000 | 15,074,000 | 15,375,000 | 14,712,000 |