Call reports 2003
FIRST BANK AND TRUST COMPANY — 2003
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,757,000 | 39,201,000 | 37,221,000 | 36,496,000 |
| Total loans | 11,581,000 | 11,750,000 | 11,770,000 | 11,307,000 |
| Allowance for loan losses | 89,000 | 89,000 | 75,000 | 76,000 |
| Securities available for sale | 12,493,000 | 12,326,000 | 12,757,000 | 11,101,000 |
| Securities held to maturity | 6,388,000 | 5,496,000 | 4,680,000 | 4,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,519,000 | 32,690,000 | 31,016,000 | 30,288,000 |
| Interest-bearing deposits | 26,959,000 | 27,464,000 | 24,804,000 | 24,984,000 |
| Noninterest-bearing deposits | 5,560,000 | 5,226,000 | 6,212,000 | 5,304,000 |
| Equity capital | 4,153,000 | 4,085,000 | 3,994,000 | 3,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 938,000 | 1,373,000 | 1,791,000 |
| Interest expense | 143,000 | 286,000 | 403,000 | 504,000 |
| Net interest income | 337,000 | 652,000 | 970,000 | 1,287,000 |
| Noninterest income | 141,000 | 256,000 | 368,000 | 514,000 |
| Noninterest expense | 376,000 | 749,000 | 1,137,000 | 1,548,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 25,000 |
| Pretax income | 92,000 | 149,000 | 191,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 149,000 | 191,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,811,000 | 3,756,000 | 3,783,000 | 3,747,000 |
| Total capital | 3,900,000 | 3,845,000 | 3,858,000 | 3,823,000 |
| Risk-weighted assets | 14,783,000 | 14,749,000 | 14,847,000 | 14,376,000 |