Call reports 2002
FIRST BANK AND TRUST COMPANY — 2002
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,730,000 | 42,559,000 | 42,449,000 | 38,421,000 |
| Total loans | 10,953,000 | 11,123,000 | 11,856,000 | 12,281,000 |
| Allowance for loan losses | 54,000 | 68,000 | 76,000 | 81,000 |
| Securities available for sale | 9,219,000 | 11,827,000 | 11,281,000 | 13,121,000 |
| Securities held to maturity | 11,485,000 | 9,581,000 | 8,735,000 | 7,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,439,000 | 33,703,000 | 34,036,000 | 29,825,000 |
| Interest-bearing deposits | 29,510,000 | 28,809,000 | 27,727,000 | 23,932,000 |
| Noninterest-bearing deposits | 4,929,000 | 4,894,000 | 6,309,000 | 5,893,000 |
| Equity capital | 3,775,000 | 3,946,000 | 4,061,000 | 4,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,124,000 | 1,672,000 | 2,203,000 |
| Interest expense | 209,000 | 406,000 | 585,000 | 743,000 |
| Net interest income | 340,000 | 718,000 | 1,087,000 | 1,460,000 |
| Noninterest income | 120,000 | 237,000 | 338,000 | 467,000 |
| Noninterest expense | 354,000 | 749,000 | 1,127,000 | 1,512,000 |
| Provision for loan losses | 0 | 15,000 | 35,000 | 35,000 |
| Pretax income | 106,000 | 199,000 | 285,000 | 402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 199,000 | 285,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,660,000 | 3,703,000 | 3,756,000 | 3,719,000 |
| Total capital | 3,714,000 | 3,771,000 | 3,832,000 | 3,800,000 |
| Risk-weighted assets | 14,719,000 | 14,941,000 | 15,338,000 | 14,742,000 |