Call reports 2005
JLB SERVICE BANK — 2005
What JLB SERVICE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,196,000 | 4,814,000 | 8,615,000 | 3,487,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 4,123,000 | 4,674,000 | 3,388,000 | 3,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Equity capital | 3,565,000 | 3,566,000 | 2,679,000 | 2,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 21,000 | 47,000 | 62,000 | 88,000 |
| Interest expense | 4,000 | 8,000 | 14,000 | 20,000 |
| Net interest income | 17,000 | 39,000 | 48,000 | 68,000 |
| Noninterest income | 1,000,000 | 2,083,000 | 3,005,000 | 3,427,000 |
| Noninterest expense | 234,000 | 771,000 | 1,088,000 | 1,426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 783,000 | 1,351,000 | 1,965,000 | 2,069,000 |
| Income tax | -6,000 | 561,000 | 712,000 | 769,000 |
| Net income | 789,000 | 790,000 | 1,253,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,565,000 | 3,566,000 | 2,679,000 | 2,726,000 |
| Total capital | 3,565,000 | 3,566,000 | 2,679,000 | 2,726,000 |
| Risk-weighted assets | 4,196,000 | 4,814,000 | 8,615,000 | 3,486,000 |