Call reports 2026
BANK OF HERRIN, THE — 2026
What BANK OF HERRIN, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 359,114,000 | 349,156,000 |
| Total loans | 233,356,000 | 231,781,000 |
| Allowance for loan losses | 2,378,000 | 2,448,000 |
| Securities available for sale | 93,208,000 | 97,981,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 337,877,000 | 326,501,000 |
| Interest-bearing deposits | 296,312,000 | 283,842,000 |
| Noninterest-bearing deposits | 41,565,000 | 42,659,000 |
| Equity capital | 20,333,000 | 21,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,213,000 | 8,442,000 |
| Interest expense | 1,269,000 | 2,495,000 |
| Net interest income | 2,944,000 | 5,947,000 |
| Noninterest income | 459,000 | 858,000 |
| Noninterest expense | 2,309,000 | 4,581,000 |
| Provision for loan losses | 25,000 | 50,000 |
| Pretax income | 1,069,000 | 2,174,000 |
| Income tax | 0 | 0 |
| Net income | 1,069,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,934,000 | 31,982,000 |
| Total capital | 33,313,000 | 34,430,000 |
| Risk-weighted assets | 256,231,000 | 258,761,000 |