Call reports 2025
BANK OF HERRIN, THE — 2025
What BANK OF HERRIN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 339,830,000 | 342,966,000 | 350,746,000 | 349,502,000 |
| Total loans | 208,560,000 | 209,755,000 | 218,187,000 | 230,536,000 |
| Allowance for loan losses | 3,005,000 | 2,958,000 | 2,418,000 | 2,382,000 |
| Securities available for sale | 88,908,000 | 90,917,000 | 95,114,000 | 94,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,477,000 | 324,678,000 | 330,122,000 | 326,858,000 |
| Interest-bearing deposits | 280,724,000 | 283,673,000 | 288,355,000 | 285,328,000 |
| Noninterest-bearing deposits | 42,753,000 | 41,005,000 | 41,767,000 | 41,530,000 |
| Equity capital | 15,439,000 | 17,329,000 | 19,599,000 | 21,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,872,000 | 7,919,000 | 12,058,000 | 16,214,000 |
| Interest expense | 1,217,000 | 2,470,000 | 3,748,000 | 5,043,000 |
| Net interest income | 2,655,000 | 5,449,000 | 8,310,000 | 11,171,000 |
| Noninterest income | 415,000 | 810,000 | 1,087,000 | 2,372,000 |
| Noninterest expense | 2,205,000 | 4,481,000 | 6,761,000 | 9,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 865,000 | 1,778,000 | 2,636,000 | 3,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 865,000 | 1,778,000 | 2,636,000 | 3,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,276,000 | 30,127,000 | 30,953,000 | 31,966,000 |
| Total capital | 32,281,000 | 33,085,000 | 33,371,000 | 34,348,000 |
| Risk-weighted assets | 250,219,000 | 240,792,000 | 251,055,000 | 256,586,000 |