Call reports 2024
BANK OF HERRIN, THE — 2024
What BANK OF HERRIN, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 326,059,000 | 328,763,000 | 323,466,000 | 333,794,000 |
| Total loans | 199,043,000 | 202,601,000 | 206,151,000 | 208,383,000 |
| Allowance for loan losses | 2,280,000 | 2,357,000 | 3,708,000 | 3,079,000 |
| Securities available for sale | 90,418,000 | 89,976,000 | 92,262,000 | 88,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,851,000 | 314,972,000 | 305,706,000 | 318,347,000 |
| Interest-bearing deposits | 273,932,000 | 272,968,000 | 264,142,000 | 276,473,000 |
| Noninterest-bearing deposits | 39,919,000 | 42,004,000 | 41,564,000 | 41,874,000 |
| Equity capital | 11,479,000 | 12,851,000 | 16,814,000 | 14,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,592,000 | 7,313,000 | 11,168,000 | 15,092,000 |
| Interest expense | 1,053,000 | 2,182,000 | 3,454,000 | 4,735,000 |
| Net interest income | 2,539,000 | 5,131,000 | 7,714,000 | 10,357,000 |
| Noninterest income | 426,000 | 778,000 | 1,159,000 | 1,508,000 |
| Noninterest expense | 2,131,000 | 4,223,000 | 6,582,000 | 9,324,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | -475,000 |
| Pretax income | 759,000 | 1,536,000 | 2,141,000 | 3,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 759,000 | 1,536,000 | 2,141,000 | 3,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,310,000 | 29,087,000 | 29,693,000 | 30,477,000 |
| Total capital | 30,590,000 | 31,444,000 | 32,649,000 | 33,556,000 |
| Risk-weighted assets | 235,752,000 | 241,411,000 | 235,752,000 | 246,670,000 |