Call reports 2023
BANK OF HERRIN, THE — 2023
What BANK OF HERRIN, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 306,457,000 | 304,808,000 | 314,238,000 | 328,624,000 |
| Total loans | 179,262,000 | 186,199,000 | 191,216,000 | 194,798,000 |
| Allowance for loan losses | 1,967,000 | 2,083,000 | 2,171,000 | 2,204,000 |
| Securities available for sale | 93,648,000 | 92,276,000 | 87,890,000 | 92,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,258,000 | 288,692,000 | 285,480,000 | 294,402,000 |
| Interest-bearing deposits | 245,860,000 | 245,410,000 | 245,209,000 | 253,459,000 |
| Noninterest-bearing deposits | 45,398,000 | 43,282,000 | 40,271,000 | 40,943,000 |
| Equity capital | 9,947,000 | 10,709,000 | 8,177,000 | 13,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,779,000 | 5,766,000 | 8,960,000 | 12,354,000 |
| Interest expense | 251,000 | 736,000 | 1,412,000 | 2,287,000 |
| Net interest income | 2,528,000 | 5,030,000 | 7,548,000 | 10,067,000 |
| Noninterest income | 394,000 | 782,000 | 1,102,000 | 1,512,000 |
| Noninterest expense | 1,974,000 | 3,581,000 | 5,479,000 | 8,236,000 |
| Provision for loan losses | 62,000 | 172,000 | 262,000 | 317,000 |
| Pretax income | 838,000 | 2,011,000 | 2,861,000 | 2,978,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 838,000 | 2,011,000 | 2,861,000 | 2,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,627,000 | 28,665,000 | 29,427,000 | 29,632,000 |
| Total capital | 29,595,000 | 30,748,000 | 31,597,000 | 31,836,000 |
| Risk-weighted assets | 222,581,000 | 219,798,000 | 226,677,000 | 235,576,000 |