Call reports 2022
BANK OF HERRIN, THE — 2022
What BANK OF HERRIN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 312,766,000 | 298,980,000 | 285,552,000 | 301,798,000 |
| Total loans | 166,394,000 | 168,950,000 | 171,918,000 | 171,210,000 |
| Allowance for loan losses | 3,935,000 | 4,015,000 | 4,045,000 | 1,817,000 |
| Securities available for sale | 111,409,000 | 102,991,000 | 95,431,000 | 96,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,850,000 | 286,844,000 | 278,534,000 | 291,900,000 |
| Interest-bearing deposits | 252,410,000 | 239,146,000 | 231,333,000 | 242,437,000 |
| Noninterest-bearing deposits | 44,440,000 | 47,698,000 | 47,201,000 | 49,463,000 |
| Equity capital | 15,756,000 | 11,930,000 | 6,812,000 | 9,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,342,000 | 4,668,000 | 7,120,000 | 9,731,000 |
| Interest expense | 135,000 | 272,000 | 412,000 | 570,000 |
| Net interest income | 2,207,000 | 4,396,000 | 6,708,000 | 9,161,000 |
| Noninterest income | 402,000 | 784,000 | 1,130,000 | 1,463,000 |
| Noninterest expense | 1,657,000 | 3,200,000 | 4,847,000 | 7,227,000 |
| Provision for loan losses | 60,000 | 140,000 | 230,000 | 230,000 |
| Pretax income | 892,000 | 1,840,000 | 2,761,000 | 3,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 892,000 | 1,840,000 | 2,761,000 | 3,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,629,000 | 27,509,000 | 28,428,000 | 28,824,000 |
| Total capital | 29,128,000 | 30,051,000 | 30,939,000 | 30,641,000 |
| Risk-weighted assets | 198,503,000 | 201,942,000 | 199,407,000 | 212,971,000 |