Call reports 2021
BANK OF HERRIN, THE — 2021
What BANK OF HERRIN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 300,524,000 | 302,020,000 | 309,223,000 | 315,853,000 |
| Total loans | 167,809,000 | 168,336,000 | 168,733,000 | 163,323,000 |
| Allowance for loan losses | 3,923,000 | 3,903,000 | 3,937,000 | 3,872,000 |
| Securities available for sale | 95,348,000 | 108,981,000 | 103,988,000 | 104,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,876,000 | 276,353,000 | 282,788,000 | 289,543,000 |
| Interest-bearing deposits | 233,746,000 | 232,415,000 | 239,566,000 | 246,113,000 |
| Noninterest-bearing deposits | 42,130,000 | 43,938,000 | 43,222,000 | 43,430,000 |
| Equity capital | 24,416,000 | 25,410,000 | 26,254,000 | 26,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,284,000 | 4,607,000 | 7,105,000 | 9,394,000 |
| Interest expense | 181,000 | 377,000 | 527,000 | 670,000 |
| Net interest income | 2,103,000 | 4,230,000 | 6,578,000 | 8,724,000 |
| Noninterest income | 346,000 | 697,000 | 1,051,000 | 1,441,000 |
| Noninterest expense | 1,693,000 | 3,375,000 | 4,915,000 | 6,934,000 |
| Provision for loan losses | 38,000 | 58,000 | 118,000 | 178,000 |
| Pretax income | 726,000 | 1,502,000 | 2,623,000 | 3,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 726,000 | 1,502,000 | 2,623,000 | 3,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,548,000 | 26,324,000 | 27,418,000 | 27,875,000 |
| Total capital | 28,114,000 | 28,696,000 | 29,776,000 | 30,197,000 |
| Risk-weighted assets | 203,976,000 | 188,255,000 | 187,102,000 | 184,259,000 |