Call reports 2020
BANK OF HERRIN, THE — 2020
What BANK OF HERRIN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 253,155,000 | 274,017,000 | 277,395,000 | 286,755,000 |
| Total loans | 174,556,000 | 185,462,000 | 178,628,000 | 170,212,000 |
| Allowance for loan losses | 2,242,000 | 2,364,000 | 4,565,000 | 3,976,000 |
| Securities available for sale | 53,948,000 | 63,055,000 | 65,634,000 | 74,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,612,000 | 246,368,000 | 251,422,000 | 259,764,000 |
| Interest-bearing deposits | 195,201,000 | 205,645,000 | 213,919,000 | 220,735,000 |
| Noninterest-bearing deposits | 31,411,000 | 40,723,000 | 37,503,000 | 39,029,000 |
| Equity capital | 26,277,000 | 27,361,000 | 25,706,000 | 26,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,484,000 | 4,928,000 | 7,333,000 | 9,811,000 |
| Interest expense | 187,000 | 378,000 | 570,000 | 767,000 |
| Net interest income | 2,297,000 | 4,550,000 | 6,763,000 | 9,044,000 |
| Noninterest income | 356,000 | 572,000 | 840,000 | 1,228,000 |
| Noninterest expense | 1,691,000 | 3,383,000 | 4,977,000 | 6,879,000 |
| Provision for loan losses | 120,000 | 240,000 | 2,609,000 | 2,109,000 |
| Pretax income | 842,000 | 1,499,000 | 17,000 | 1,441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 842,000 | 1,499,000 | 17,000 | 1,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,732,000 | 26,388,000 | 24,807,000 | 26,230,000 |
| Total capital | 27,975,000 | 28,752,000 | 27,255,000 | 28,677,000 |
| Risk-weighted assets | 186,090,000 | 195,143,000 | 193,737,000 | 194,267,000 |