Call reports 2019
BANK OF HERRIN, THE — 2019
What BANK OF HERRIN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 247,097,000 | 247,725,000 | 250,381,000 | 249,675,000 |
| Total loans | 176,835,000 | 176,518,000 | 178,406,000 | 178,137,000 |
| Allowance for loan losses | 1,803,000 | 1,701,000 | 1,741,000 | 2,126,000 |
| Securities available for sale | 51,038,000 | 50,124,000 | 52,009,000 | 55,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,989,000 | 221,171,000 | 222,870,000 | 222,183,000 |
| Interest-bearing deposits | 194,463,000 | 192,148,000 | 192,593,000 | 191,352,000 |
| Noninterest-bearing deposits | 27,526,000 | 29,023,000 | 30,277,000 | 30,831,000 |
| Equity capital | 24,870,000 | 26,289,000 | 27,316,000 | 27,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 5,021,000 | 7,564,000 | 10,130,000 |
| Interest expense | 162,000 | 328,000 | 505,000 | 693,000 |
| Net interest income | 2,332,000 | 4,693,000 | 7,059,000 | 9,437,000 |
| Noninterest income | 344,000 | 644,000 | 962,000 | 1,296,000 |
| Noninterest expense | 1,680,000 | 3,330,000 | 4,966,000 | 7,013,000 |
| Provision for loan losses | 100,000 | 220,000 | 340,000 | 910,000 |
| Pretax income | 889,000 | 1,780,000 | 2,708,000 | 2,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 889,000 | 1,780,000 | 2,708,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,242,000 | 26,134,000 | 27,062,000 | 27,154,000 |
| Total capital | 27,045,000 | 27,835,000 | 28,803,000 | 29,280,000 |
| Risk-weighted assets | 187,256,000 | 187,067,000 | 189,307,000 | 187,628,000 |