Call reports 2018
BANK OF HERRIN, THE — 2018
What BANK OF HERRIN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 256,757,000 | 255,404,000 | 251,096,000 | 247,938,000 |
| Total loans | 172,119,000 | 175,302,000 | 178,374,000 | 177,873,000 |
| Allowance for loan losses | 1,699,000 | 1,734,000 | 1,866,000 | 1,748,000 |
| Securities available for sale | 59,069,000 | 58,532,000 | 58,318,000 | 55,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,874,000 | 231,594,000 | 226,827,000 | 219,164,000 |
| Interest-bearing deposits | 203,504,000 | 199,164,000 | 195,670,000 | 191,903,000 |
| Noninterest-bearing deposits | 30,370,000 | 32,430,000 | 31,157,000 | 27,261,000 |
| Equity capital | 22,651,000 | 23,584,000 | 24,120,000 | 25,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,549,000 | 5,100,000 | 7,643,000 | 10,223,000 |
| Interest expense | 154,000 | 310,000 | 469,000 | 633,000 |
| Net interest income | 2,395,000 | 4,790,000 | 7,174,000 | 9,590,000 |
| Noninterest income | 340,000 | 690,000 | 974,000 | 1,294,000 |
| Noninterest expense | 1,703,000 | 3,379,000 | 5,042,000 | 7,204,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 420,000 |
| Pretax income | 912,000 | 1,861,000 | 2,748,000 | 3,263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 912,000 | 1,861,000 | 2,748,000 | 3,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,246,000 | 25,196,000 | 26,083,000 | 26,597,000 |
| Total capital | 25,945,000 | 26,930,000 | 27,949,000 | 28,345,000 |
| Risk-weighted assets | 187,157,000 | 184,807,000 | 183,936,000 | 185,457,000 |