Call reports 2017
BANK OF HERRIN, THE — 2017
What BANK OF HERRIN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 253,384,000 | 250,536,000 | 259,857,000 | 256,921,000 |
| Total loans | 157,273,000 | 158,183,000 | 168,364,000 | 168,430,000 |
| Allowance for loan losses | 1,734,000 | 1,454,000 | 1,626,000 | 1,642,000 |
| Securities available for sale | 74,134,000 | 73,633,000 | 58,968,000 | 60,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,318,000 | 225,992,000 | 234,826,000 | 232,030,000 |
| Interest-bearing deposits | 202,950,000 | 198,336,000 | 205,373,000 | 201,172,000 |
| Noninterest-bearing deposits | 27,368,000 | 27,656,000 | 29,453,000 | 30,858,000 |
| Equity capital | 22,801,000 | 24,306,000 | 24,881,000 | 24,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,618,000 | 7,147,000 | 9,607,000 |
| Interest expense | 166,000 | 327,000 | 487,000 | 648,000 |
| Net interest income | 2,125,000 | 4,291,000 | 6,660,000 | 8,959,000 |
| Noninterest income | 455,000 | 807,000 | 982,000 | 1,262,000 |
| Noninterest expense | 1,530,000 | 3,069,000 | 4,633,000 | 6,677,000 |
| Provision for loan losses | 80,000 | 200,000 | 401,000 | 461,000 |
| Pretax income | 970,000 | 1,856,000 | 2,639,000 | 3,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 970,000 | 1,856,000 | 2,639,000 | 3,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,375,000 | 24,261,000 | 25,019,000 | 25,493,000 |
| Total capital | 25,109,000 | 25,715,000 | 26,645,000 | 27,135,000 |
| Risk-weighted assets | 174,261,000 | 172,948,000 | 185,361,000 | 185,779,000 |