Call reports 2016
BANK OF HERRIN, THE — 2016
What BANK OF HERRIN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 247,698,000 | 253,249,000 | 253,530,000 | 255,647,000 |
| Total loans | 142,550,000 | 143,497,000 | 148,377,000 | 151,419,000 |
| Allowance for loan losses | 1,609,000 | 1,671,000 | 1,713,000 | 1,646,000 |
| Securities available for sale | 78,064,000 | 82,000,000 | 77,666,000 | 74,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,679,000 | 228,645,000 | 228,254,000 | 232,267,000 |
| Interest-bearing deposits | 197,320,000 | 202,203,000 | 202,364,000 | 205,843,000 |
| Noninterest-bearing deposits | 27,359,000 | 26,442,000 | 25,890,000 | 26,424,000 |
| Equity capital | 22,779,000 | 24,325,000 | 25,067,000 | 23,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,485,000 | 6,732,000 | 8,977,000 |
| Interest expense | 170,000 | 341,000 | 514,000 | 685,000 |
| Net interest income | 2,078,000 | 4,144,000 | 6,218,000 | 8,292,000 |
| Noninterest income | 379,000 | 770,000 | 1,036,000 | 1,419,000 |
| Noninterest expense | 1,565,000 | 3,114,000 | 4,672,000 | 6,596,000 |
| Provision for loan losses | 180,000 | 300,000 | 360,000 | 420,000 |
| Pretax income | 713,000 | 1,501,000 | 2,223,000 | 2,696,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 713,000 | 1,501,000 | 2,223,000 | 2,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,450,000 | 23,236,000 | 23,957,000 | 24,419,000 |
| Total capital | 24,059,000 | 24,907,000 | 25,670,000 | 26,065,000 |
| Risk-weighted assets | 161,856,000 | 166,240,000 | 169,704,000 | 172,591,000 |