Call reports 2015
BANK OF HERRIN, THE — 2015
What BANK OF HERRIN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 243,834,000 | 237,514,000 | 247,656,000 | 244,700,000 |
| Total loans | 135,917,000 | 140,186,000 | 133,957,000 | 138,757,000 |
| Allowance for loan losses | 1,169,000 | 1,280,000 | 1,312,000 | 1,438,000 |
| Securities available for sale | 78,894,000 | 74,327,000 | 74,605,000 | 74,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,181,000 | 215,109,000 | 223,960,000 | 221,036,000 |
| Interest-bearing deposits | 194,347,000 | 188,417,000 | 197,555,000 | 194,580,000 |
| Noninterest-bearing deposits | 26,833,000 | 26,692,000 | 26,405,000 | 26,456,000 |
| Equity capital | 22,417,000 | 22,137,000 | 23,498,000 | 23,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,484,000 | 6,592,000 | 8,781,000 |
| Interest expense | 177,000 | 353,000 | 526,000 | 696,000 |
| Net interest income | 2,042,000 | 4,131,000 | 6,066,000 | 8,085,000 |
| Noninterest income | 358,000 | 633,000 | 945,000 | 1,266,000 |
| Noninterest expense | 1,659,000 | 3,274,000 | 4,758,000 | 6,654,000 |
| Provision for loan losses | 120,000 | 300,000 | 480,000 | 660,000 |
| Pretax income | 621,000 | 1,204,000 | 1,787,000 | 2,051,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 621,000 | 1,204,000 | 1,787,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,303,000 | 22,837,000 | 23,408,000 | 23,653,000 |
| Total capital | 23,472,000 | 24,117,000 | 24,720,000 | 25,091,000 |
| Risk-weighted assets | 155,357,000 | 148,565,000 | 153,857,000 | 159,254,000 |