Call reports 2014
BANK OF HERRIN, THE — 2014
What BANK OF HERRIN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 239,882,000 | 241,801,000 | 238,583,000 | 239,689,000 |
| Total loans | 126,908,000 | 128,644,000 | 132,448,000 | 137,736,000 |
| Allowance for loan losses | 1,340,000 | 1,115,000 | 1,156,000 | 1,056,000 |
| Securities available for sale | 85,018,000 | 87,836,000 | 83,094,000 | 78,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,082,000 | 220,339,000 | 216,512,000 | 216,866,000 |
| Interest-bearing deposits | 195,117,000 | 193,912,000 | 191,605,000 | 190,628,000 |
| Noninterest-bearing deposits | 24,964,000 | 26,427,000 | 24,907,000 | 26,238,000 |
| Equity capital | 19,570,000 | 21,166,000 | 21,834,000 | 22,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,160,000 | 4,353,000 | 6,591,000 | 8,868,000 |
| Interest expense | 192,000 | 386,000 | 574,000 | 756,000 |
| Net interest income | 1,968,000 | 3,967,000 | 6,017,000 | 8,112,000 |
| Noninterest income | 313,000 | 655,000 | 975,000 | 1,301,000 |
| Noninterest expense | 1,667,000 | 3,269,000 | 4,906,000 | 6,859,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 507,000 | 1,153,000 | 1,769,000 | 2,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 507,000 | 1,153,000 | 1,769,000 | 2,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,071,000 | 22,664,000 | 23,280,000 | 23,624,000 |
| Total capital | 23,411,000 | 23,779,000 | 24,436,000 | 24,679,000 |
| Risk-weighted assets | 146,582,000 | 149,745,000 | 153,166,000 | 155,627,000 |