Call reports 2013
BANK OF HERRIN, THE — 2013
What BANK OF HERRIN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 245,286,000 | 239,788,000 | 239,486,000 | 234,369,000 |
| Total loans | 115,868,000 | 118,399,000 | 117,863,000 | 124,568,000 |
| Allowance for loan losses | 1,111,000 | 1,104,000 | 1,188,000 | 1,247,000 |
| Securities available for sale | 97,861,000 | 90,129,000 | 89,082,000 | 87,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,767,000 | 220,554,000 | 218,874,000 | 214,343,000 |
| Interest-bearing deposits | 196,223,000 | 184,113,000 | 192,666,000 | 187,631,000 |
| Noninterest-bearing deposits | 26,544,000 | 36,441,000 | 26,208,000 | 26,711,000 |
| Equity capital | 22,269,000 | 18,957,000 | 20,432,000 | 19,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,419,000 | 6,564,000 | 8,747,000 |
| Interest expense | 238,000 | 474,000 | 696,000 | 899,000 |
| Net interest income | 1,974,000 | 3,945,000 | 5,868,000 | 7,848,000 |
| Noninterest income | 428,000 | 663,000 | 948,000 | 1,237,000 |
| Noninterest expense | 1,537,000 | 3,032,000 | 4,157,000 | 6,150,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 739,000 | 1,362,000 | 2,354,000 | 2,510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 739,000 | 1,362,000 | 2,354,000 | 2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,813,000 | 22,402,000 | 23,369,000 | 23,524,000 |
| Total capital | 22,924,000 | 23,506,000 | 24,557,000 | 24,771,000 |
| Risk-weighted assets | 139,085,000 | 140,515,000 | 140,217,000 | 145,690,000 |