Call reports 2012
BANK OF HERRIN, THE — 2012
What BANK OF HERRIN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,987,000 | 241,622,000 | 246,982,000 | 243,185,000 |
| Total loans | 117,866,000 | 118,696,000 | 115,936,000 | 119,047,000 |
| Allowance for loan losses | 1,461,000 | 1,511,000 | 1,447,000 | 991,000 |
| Securities available for sale | 93,526,000 | 95,739,000 | 86,416,000 | 90,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,944,000 | 217,952,000 | 222,294,000 | 218,809,000 |
| Interest-bearing deposits | 193,600,000 | 191,398,000 | 194,737,000 | 192,208,000 |
| Noninterest-bearing deposits | 27,344,000 | 26,554,000 | 27,557,000 | 26,601,000 |
| Equity capital | 21,789,000 | 23,379,000 | 24,483,000 | 24,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,846,000 | 7,259,000 | 9,595,000 |
| Interest expense | 281,000 | 548,000 | 804,000 | 1,051,000 |
| Net interest income | 2,147,000 | 4,298,000 | 6,455,000 | 8,544,000 |
| Noninterest income | 284,000 | 616,000 | 887,000 | 1,072,000 |
| Noninterest expense | 1,584,000 | 3,201,000 | 4,847,000 | 7,025,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 735,000 | 1,758,000 | 4,288,000 | 4,294,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 1,758,000 | 4,288,000 | 4,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,864,000 | 20,887,000 | 23,416,000 | 23,423,000 |
| Total capital | 21,325,000 | 22,398,000 | 24,863,000 | 24,414,000 |
| Risk-weighted assets | 136,362,000 | 137,417,000 | 136,386,000 | 141,091,000 |