Call reports 2011
BANK OF HERRIN, THE — 2011
What BANK OF HERRIN, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 239,797,000 | 245,320,000 | 246,857,000 | 243,028,000 |
| Total loans | 124,291,000 | 123,013,000 | 124,464,000 | 119,531,000 |
| Allowance for loan losses | 1,046,000 | 1,098,000 | 1,117,000 | 1,337,000 |
| Securities available for sale | 82,199,000 | 87,836,000 | 83,926,000 | 89,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,212,000 | 223,724,000 | 223,879,000 | 220,052,000 |
| Interest-bearing deposits | 195,674,000 | 197,091,000 | 198,499,000 | 194,145,000 |
| Noninterest-bearing deposits | 25,537,000 | 26,632,000 | 25,381,000 | 25,908,000 |
| Equity capital | 18,218,000 | 21,232,000 | 22,721,000 | 22,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,602,000 | 5,187,000 | 7,787,000 | 10,261,000 |
| Interest expense | 389,000 | 759,000 | 1,101,000 | 1,413,000 |
| Net interest income | 2,213,000 | 4,428,000 | 6,686,000 | 8,848,000 |
| Noninterest income | 268,000 | 609,000 | 886,000 | 1,145,000 |
| Noninterest expense | 1,659,000 | 3,262,000 | 4,924,000 | 7,026,000 |
| Provision for loan losses | 90,000 | 210,000 | 530,000 | 820,000 |
| Pretax income | 736,000 | 1,572,000 | 2,429,000 | 2,465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 736,000 | 1,572,000 | 2,429,000 | 2,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,686,000 | 20,523,000 | 20,971,000 | 21,007,000 |
| Total capital | 20,732,000 | 21,621,000 | 22,088,000 | 22,344,000 |
| Risk-weighted assets | 144,033,000 | 143,100,000 | 142,401,000 | 138,956,000 |