Call reports 2010
BANK OF HERRIN, THE — 2010
What BANK OF HERRIN, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 238,388,000 | 245,190,000 | 245,009,000 | 239,298,000 |
| Total loans | 126,544,000 | 123,784,000 | 123,471,000 | 123,690,000 |
| Allowance for loan losses | 1,135,000 | 1,026,000 | 1,121,000 | 1,072,000 |
| Securities available for sale | 86,109,000 | 89,636,000 | 84,766,000 | 83,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,116,000 | 225,626,000 | 224,237,000 | 219,973,000 |
| Interest-bearing deposits | 197,394,000 | 201,783,000 | 201,029,000 | 196,480,000 |
| Noninterest-bearing deposits | 22,722,000 | 23,843,000 | 23,208,000 | 23,493,000 |
| Equity capital | 17,792,000 | 18,852,000 | 20,056,000 | 18,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,593,000 | 5,198,000 | 7,842,000 | 10,469,000 |
| Interest expense | 658,000 | 1,282,000 | 1,825,000 | 2,263,000 |
| Net interest income | 1,935,000 | 3,916,000 | 6,017,000 | 8,206,000 |
| Noninterest income | 322,000 | 650,000 | 929,000 | 1,071,000 |
| Noninterest expense | 1,589,000 | 3,571,000 | 5,021,000 | 6,951,000 |
| Provision for loan losses | 40,000 | 100,000 | 334,000 | 425,000 |
| Pretax income | 786,000 | 1,150,000 | 2,091,000 | 2,803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 786,000 | 1,150,000 | 2,091,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,157,000 | 18,454,000 | 19,489,000 | 20,381,000 |
| Total capital | 19,292,000 | 19,480,000 | 20,610,000 | 21,453,000 |
| Risk-weighted assets | 142,264,000 | 139,644,000 | 140,131,000 | 142,871,000 |