Call reports 2001
BANK OF HERRIN, THE — 2001
What BANK OF HERRIN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,833,000 | 134,369,000 | 135,136,000 | 133,248,000 |
| Total loans | 50,925,000 | 53,121,000 | 54,698,000 | 56,592,000 |
| Allowance for loan losses | 213,000 | 312,000 | 315,000 | 515,000 |
| Securities available for sale | 48,308,000 | 47,930,000 | 50,608,000 | 54,683,000 |
| Securities held to maturity | 7,239,000 | 8,783,000 | 9,363,000 | 9,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,142,000 | 116,473,000 | 115,995,000 | 114,551,000 |
| Interest-bearing deposits | 95,262,000 | 102,717,000 | 104,138,000 | 102,589,000 |
| Noninterest-bearing deposits | 16,880,000 | 13,756,000 | 11,857,000 | 11,962,000 |
| Equity capital | 16,498,000 | 16,957,000 | 17,764,000 | 17,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,022,000 | 4,030,000 | 6,060,000 | 7,995,000 |
| Interest expense | 1,001,000 | 2,005,000 | 2,986,000 | 3,844,000 |
| Net interest income | 1,021,000 | 2,025,000 | 3,074,000 | 4,151,000 |
| Noninterest income | 171,000 | 341,000 | 562,000 | 753,000 |
| Noninterest expense | 756,000 | 1,365,000 | 1,966,000 | 2,755,000 |
| Provision for loan losses | 13,000 | 14,000 | 17,000 | 20,000 |
| Pretax income | 429,000 | 997,000 | 1,665,000 | 2,142,000 |
| Income tax | 126,000 | 286,000 | 484,000 | 615,000 |
| Net income | 303,000 | 711,000 | 1,181,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,310,000 | 16,718,000 | 17,144,000 | 17,491,000 |
| Total capital | 16,523,000 | 17,030,000 | 17,459,000 | 18,006,000 |
| Risk-weighted assets | 55,973,000 | 60,860,000 | 63,190,000 | 64,149,000 |