Call reports 2025
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2025
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 308,272,000 | 306,857,000 | 306,048,000 | 304,264,000 |
| Total loans | 225,433,000 | 226,202,000 | 229,911,000 | 233,058,000 |
| Allowance for loan losses | 1,415,000 | 1,429,000 | 1,437,000 | 1,467,000 |
| Securities available for sale | 30,931,000 | 29,335,000 | 28,305,000 | 24,128,000 |
| Securities held to maturity | 747,000 | 722,000 | 701,000 | 669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,194,000 | 255,842,000 | 254,807,000 | 251,174,000 |
| Interest-bearing deposits | 232,507,000 | 231,862,000 | 232,248,000 | 226,392,000 |
| Noninterest-bearing deposits | 23,687,000 | 23,980,000 | 22,559,000 | 24,782,000 |
| Equity capital | 42,618,000 | 43,380,000 | 43,930,000 | 45,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,190,000 | 6,472,000 | 9,877,000 | 13,350,000 |
| Interest expense | 1,344,000 | 2,685,000 | 4,041,000 | 5,352,000 |
| Net interest income | 1,846,000 | 3,787,000 | 5,836,000 | 7,998,000 |
| Noninterest income | 211,000 | 388,000 | 270,000 | 542,000 |
| Noninterest expense | 1,498,000 | 2,971,000 | 4,588,000 | 6,557,000 |
| Provision for loan losses | 18,000 | 36,000 | 55,000 | 85,000 |
| Pretax income | 541,000 | 1,168,000 | 1,463,000 | 1,898,000 |
| Income tax | 94,000 | 207,000 | 249,000 | 361,000 |
| Net income | 447,000 | 961,000 | 1,214,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,267,000 | 36,782,000 | 37,034,000 | 37,358,000 |
| Total capital | 37,682,000 | 38,211,000 | 38,471,000 | 38,825,000 |
| Risk-weighted assets | 143,697,000 | 145,070,000 | 146,760,000 | 149,586,000 |