Call reports 2024
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2024
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 299,244,000 | 301,405,000 | 299,757,000 | 299,311,000 |
| Total loans | 216,784,000 | 218,663,000 | 222,498,000 | 225,201,000 |
| Allowance for loan losses | 1,421,000 | 1,421,000 | 1,421,000 | 1,419,000 |
| Securities available for sale | 39,930,000 | 35,199,000 | 35,817,000 | 30,878,000 |
| Securities held to maturity | 863,000 | 827,000 | 805,000 | 766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,808,000 | 251,003,000 | 248,626,000 | 247,764,000 |
| Interest-bearing deposits | 229,383,000 | 229,498,000 | 228,802,000 | 221,827,000 |
| Noninterest-bearing deposits | 19,425,000 | 21,505,000 | 19,824,000 | 25,937,000 |
| Equity capital | 39,910,000 | 40,296,000 | 41,311,000 | 41,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,892,000 | 5,859,000 | 8,937,000 | 12,067,000 |
| Interest expense | 1,504,000 | 3,024,000 | 4,559,000 | 6,004,000 |
| Net interest income | 1,388,000 | 2,835,000 | 4,378,000 | 6,063,000 |
| Noninterest income | 174,000 | 470,000 | 666,000 | 866,000 |
| Noninterest expense | 1,520,000 | 2,991,000 | 4,470,000 | 6,214,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 24,000 | 296,000 | 556,000 | 697,000 |
| Income tax | -14,000 | 24,000 | 59,000 | 232,000 |
| Net income | 38,000 | 272,000 | 497,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,393,000 | 35,628,000 | 35,853,000 | 35,821,000 |
| Total capital | 36,814,000 | 37,049,000 | 37,274,000 | 37,240,000 |
| Risk-weighted assets | 139,010,000 | 139,600,000 | 141,733,000 | 143,778,000 |