Call reports 2023
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2023
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 308,126,000 | 304,571,000 | 297,084,000 | 300,852,000 |
| Total loans | 212,439,000 | 212,617,000 | 214,888,000 | 217,174,000 |
| Allowance for loan losses | 1,374,000 | 1,379,000 | 1,391,000 | 1,405,000 |
| Securities available for sale | 44,136,000 | 43,321,000 | 41,313,000 | 40,488,000 |
| Securities held to maturity | 1,000,000 | 954,000 | 911,000 | 885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,840,000 | 258,879,000 | 252,250,000 | 251,121,000 |
| Interest-bearing deposits | 241,067,000 | 234,936,000 | 230,831,000 | 229,207,000 |
| Noninterest-bearing deposits | 20,773,000 | 23,943,000 | 21,419,000 | 21,914,000 |
| Equity capital | 38,677,000 | 38,670,000 | 38,452,000 | 39,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,779,000 | 5,621,000 | 8,453,000 | 11,340,000 |
| Interest expense | 1,055,000 | 2,254,000 | 3,553,000 | 4,934,000 |
| Net interest income | 1,724,000 | 3,367,000 | 4,900,000 | 6,406,000 |
| Noninterest income | 168,000 | 331,000 | 529,000 | 686,000 |
| Noninterest expense | 1,520,000 | 2,987,000 | 4,474,000 | 6,168,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 354,000 | 675,000 | 901,000 | 852,000 |
| Income tax | 67,000 | 123,000 | 158,000 | 215,000 |
| Net income | 287,000 | 552,000 | 743,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,007,000 | 35,273,000 | 35,463,000 | 35,355,000 |
| Total capital | 36,381,000 | 36,652,000 | 36,854,000 | 36,760,000 |
| Risk-weighted assets | 133,434,000 | 134,700,000 | 135,275,000 | 138,920,000 |