Call reports 2022
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2022
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 284,866,000 | 290,333,000 | 294,349,000 | 308,118,000 |
| Total loans | 197,544,000 | 201,118,000 | 208,265,000 | 213,048,000 |
| Allowance for loan losses | 959,000 | 980,000 | 998,000 | 1,010,000 |
| Securities available for sale | 45,581,000 | 47,450,000 | 47,853,000 | 45,874,000 |
| Securities held to maturity | 1,328,000 | 1,196,000 | 1,090,000 | 1,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,028,000 | 242,718,000 | 248,134,000 | 261,283,000 |
| Interest-bearing deposits | 227,463,000 | 222,427,000 | 227,750,000 | 240,550,000 |
| Noninterest-bearing deposits | 18,565,000 | 20,291,000 | 20,384,000 | 20,733,000 |
| Equity capital | 29,508,000 | 39,067,000 | 38,237,000 | 38,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,339,000 | 6,724,000 | 9,314,000 |
| Interest expense | 249,000 | 519,000 | 871,000 | 1,553,000 |
| Net interest income | 1,900,000 | 3,820,000 | 5,853,000 | 7,761,000 |
| Noninterest income | 219,000 | 424,000 | 637,000 | 895,000 |
| Noninterest expense | 1,390,000 | 2,811,000 | 4,252,000 | 6,375,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 77,000 |
| Pretax income | 711,000 | 1,397,000 | 2,184,000 | 2,204,000 |
| Income tax | 151,000 | 296,000 | 466,000 | 360,000 |
| Net income | 560,000 | 1,101,000 | 1,718,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,691,000 | 34,232,000 | 34,850,000 | 34,976,000 |
| Total capital | 34,650,000 | 35,212,000 | 35,848,000 | 35,986,000 |
| Risk-weighted assets | 122,525,000 | 126,304,000 | 130,023,000 | 132,259,000 |