Call reports 2021
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2021
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 278,227,000 | 293,462,000 | 290,212,000 | 283,983,000 |
| Total loans | 195,550,000 | 197,711,000 | 199,339,000 | 196,056,000 |
| Allowance for loan losses | 888,000 | 920,000 | 939,000 | 958,000 |
| Securities available for sale | 33,438,000 | 49,395,000 | 49,014,000 | 49,086,000 |
| Securities held to maturity | 1,488,000 | 1,832,000 | 1,649,000 | 1,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,811,000 | 251,767,000 | 248,588,000 | 242,585,000 |
| Interest-bearing deposits | 191,479,000 | 213,788,000 | 228,181,000 | 223,648,000 |
| Noninterest-bearing deposits | 45,332,000 | 37,979,000 | 20,407,000 | 18,937,000 |
| Equity capital | 29,390,000 | 30,154,000 | 30,770,000 | 30,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,319,000 | 6,514,000 | 8,830,000 |
| Interest expense | 339,000 | 663,000 | 957,000 | 1,232,000 |
| Net interest income | 1,819,000 | 3,656,000 | 5,557,000 | 7,598,000 |
| Noninterest income | 177,000 | 438,000 | 814,000 | 1,025,000 |
| Noninterest expense | 1,161,000 | 2,354,000 | 3,681,000 | 5,459,000 |
| Provision for loan losses | 0 | 22,000 | 40,000 | 58,000 |
| Pretax income | 835,000 | 1,718,000 | 2,650,000 | 3,106,000 |
| Income tax | 183,000 | 377,000 | 581,000 | 495,000 |
| Net income | 652,000 | 1,341,000 | 2,069,000 | 2,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,170,000 | 31,861,000 | 32,588,000 | 33,130,000 |
| Total capital | 32,059,000 | 32,781,000 | 33,527,000 | 34,088,000 |
| Risk-weighted assets | 115,250,000 | 118,888,000 | 119,826,000 | 121,758,000 |