Call reports 2020
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2020
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 251,009,000 | 271,541,000 | 282,355,000 | 277,828,000 |
| Total loans | 178,167,000 | 186,777,000 | 191,525,000 | 196,010,000 |
| Allowance for loan losses | 851,000 | 903,000 | 920,000 | 916,000 |
| Securities available for sale | 26,211,000 | 26,514,000 | 27,433,000 | 32,645,000 |
| Securities held to maturity | 2,585,000 | 2,330,000 | 2,043,000 | 1,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,472,000 | 228,610,000 | 239,457,000 | 235,801,000 |
| Interest-bearing deposits | 179,110,000 | 183,370,000 | 188,182,000 | 189,935,000 |
| Noninterest-bearing deposits | 30,362,000 | 45,240,000 | 51,275,000 | 45,866,000 |
| Equity capital | 28,548,000 | 28,861,000 | 29,436,000 | 29,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,479,000 | 6,672,000 | 8,882,000 |
| Interest expense | 707,000 | 1,288,000 | 1,742,000 | 2,141,000 |
| Net interest income | 1,589,000 | 3,191,000 | 4,930,000 | 6,741,000 |
| Noninterest income | 130,000 | 265,000 | 451,000 | 614,000 |
| Noninterest expense | 1,211,000 | 2,359,000 | 3,548,000 | 5,126,000 |
| Provision for loan losses | 18,000 | 88,000 | 109,000 | 135,000 |
| Pretax income | 490,000 | 1,009,000 | 1,724,000 | 2,094,000 |
| Income tax | 100,000 | 236,000 | 361,000 | 409,000 |
| Net income | 390,000 | 773,000 | 1,363,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,223,000 | 29,610,000 | 30,199,000 | 30,519,000 |
| Total capital | 30,074,000 | 30,513,000 | 31,119,000 | 31,435,000 |
| Risk-weighted assets | 108,222,000 | 111,837,000 | 114,643,000 | 115,319,000 |