Call reports 2019
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2019
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 233,293,000 | 239,353,000 | 251,050,000 | 245,980,000 |
| Total loans | 173,771,000 | 172,448,000 | 174,452,000 | 176,450,000 |
| Allowance for loan losses | 908,000 | 892,000 | 858,000 | 833,000 |
| Securities available for sale | 19,255,000 | 15,581,000 | 16,588,000 | 23,248,000 |
| Securities held to maturity | 948,000 | 905,000 | 830,000 | 2,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,786,000 | 197,871,000 | 210,031,000 | 204,486,000 |
| Interest-bearing deposits | 172,594,000 | 173,559,000 | 179,460,000 | 176,076,000 |
| Noninterest-bearing deposits | 19,192,000 | 24,312,000 | 30,571,000 | 28,410,000 |
| Equity capital | 26,472,000 | 26,982,000 | 27,400,000 | 27,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,569,000 | 6,914,000 | 9,234,000 |
| Interest expense | 626,000 | 1,334,000 | 2,087,000 | 2,845,000 |
| Net interest income | 1,664,000 | 3,235,000 | 4,827,000 | 6,389,000 |
| Noninterest income | 130,000 | 288,000 | 460,000 | 636,000 |
| Noninterest expense | 1,086,000 | 2,305,000 | 3,549,000 | 5,062,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 36,000 |
| Pretax income | 708,000 | 1,218,000 | 1,720,000 | 1,927,000 |
| Income tax | 131,000 | 220,000 | 308,000 | 426,000 |
| Net income | 577,000 | 998,000 | 1,412,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,912,000 | 28,333,000 | 28,748,000 | 28,833,000 |
| Total capital | 28,820,000 | 29,225,000 | 29,606,000 | 29,666,000 |
| Risk-weighted assets | 101,201,000 | 102,411,000 | 104,676,000 | 107,414,000 |