Call reports 2018
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2018
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 223,739,000 | 228,958,000 | 232,913,000 | 229,939,000 |
| Total loans | 170,014,000 | 171,788,000 | 172,639,000 | 173,584,000 |
| Allowance for loan losses | 874,000 | 889,000 | 905,000 | 908,000 |
| Securities available for sale | 14,336,000 | 17,775,000 | 18,731,000 | 22,868,000 |
| Securities held to maturity | 84,000 | 1,062,000 | 1,019,000 | 987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,485,000 | 185,930,000 | 189,967,000 | 188,376,000 |
| Interest-bearing deposits | 164,735,000 | 171,566,000 | 169,733,000 | 170,379,000 |
| Noninterest-bearing deposits | 15,750,000 | 14,364,000 | 20,234,000 | 17,997,000 |
| Equity capital | 24,634,000 | 25,273,000 | 25,862,000 | 25,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,198,000 | 6,430,000 | 8,728,000 |
| Interest expense | 449,000 | 970,000 | 1,544,000 | 2,135,000 |
| Net interest income | 1,608,000 | 3,228,000 | 4,886,000 | 6,593,000 |
| Noninterest income | 148,000 | 313,000 | 498,000 | 657,000 |
| Noninterest expense | 1,040,000 | 2,141,000 | 3,212,000 | 4,496,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 698,000 | 1,364,000 | 2,118,000 | 2,682,000 |
| Income tax | 130,000 | 122,000 | 264,000 | 417,000 |
| Net income | 568,000 | 1,242,000 | 1,854,000 | 2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,724,000 | 26,312,000 | 26,924,000 | 27,336,000 |
| Total capital | 26,598,000 | 27,201,000 | 27,829,000 | 28,244,000 |
| Risk-weighted assets | 99,726,000 | 101,187,000 | 102,134,000 | 102,140,000 |