Call reports 2017
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2017
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 208,465,000 | 207,392,000 | 208,670,000 | 207,823,000 |
| Total loans | 161,852,000 | 163,144,000 | 167,086,000 | 170,298,000 |
| Allowance for loan losses | 834,000 | 834,000 | 851,000 | 863,000 |
| Securities available for sale | 12,188,000 | 13,204,000 | 11,995,000 | 10,430,000 |
| Securities held to maturity | 128,000 | 118,000 | 98,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,203,000 | 168,085,000 | 166,854,000 | 164,404,000 |
| Interest-bearing deposits | 160,563,000 | 158,572,000 | 157,621,000 | 154,523,000 |
| Noninterest-bearing deposits | 8,640,000 | 9,513,000 | 9,233,000 | 9,881,000 |
| Equity capital | 22,656,000 | 23,056,000 | 23,497,000 | 24,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,880,000 | 3,772,000 | 5,741,000 | 7,747,000 |
| Interest expense | 363,000 | 735,000 | 1,133,000 | 1,546,000 |
| Net interest income | 1,517,000 | 3,037,000 | 4,608,000 | 6,201,000 |
| Noninterest income | 202,000 | 334,000 | 514,000 | 666,000 |
| Noninterest expense | 1,029,000 | 2,017,000 | 3,021,000 | 4,242,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 672,000 | 1,318,000 | 2,047,000 | 2,553,000 |
| Income tax | 262,000 | 514,000 | 798,000 | 472,000 |
| Net income | 410,000 | 804,000 | 1,249,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,239,000 | 23,631,000 | 24,077,000 | 25,156,000 |
| Total capital | 24,073,000 | 24,465,000 | 24,928,000 | 26,019,000 |
| Risk-weighted assets | 93,514,000 | 95,497,000 | 97,217,000 | 98,423,000 |