Call reports 2016
CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION — 2016
What CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 192,838,000 | 196,906,000 | 199,098,000 | 205,297,000 |
| Total loans | 157,646,000 | 161,397,000 | 161,711,000 | 162,163,000 |
| Allowance for loan losses | 816,000 | 834,000 | 796,000 | 802,000 |
| Securities available for sale | 7,281,000 | 8,379,000 | 8,840,000 | 10,682,000 |
| Securities held to maturity | 224,000 | 198,000 | 150,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,336,000 | 162,227,000 | 163,410,000 | 166,703,000 |
| Interest-bearing deposits | 152,106,000 | 153,601,000 | 155,159,000 | 158,193,000 |
| Noninterest-bearing deposits | 7,230,000 | 8,626,000 | 8,251,000 | 8,510,000 |
| Equity capital | 20,852,000 | 21,203,000 | 21,556,000 | 22,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,658,000 | 5,524,000 | 7,370,000 |
| Interest expense | 352,000 | 706,000 | 1,059,000 | 1,423,000 |
| Net interest income | 1,486,000 | 2,952,000 | 4,465,000 | 5,947,000 |
| Noninterest income | 124,000 | 324,000 | 495,000 | 703,000 |
| Noninterest expense | 1,051,000 | 2,123,000 | 3,201,000 | 4,543,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 541,000 | 1,117,000 | 1,705,000 | 2,035,000 |
| Income tax | 211,000 | 436,000 | 665,000 | 686,000 |
| Net income | 330,000 | 681,000 | 1,040,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,810,000 | 22,161,000 | 22,520,000 | 22,829,000 |
| Total capital | 22,626,000 | 22,995,000 | 23,316,000 | 23,631,000 |
| Risk-weighted assets | 88,103,000 | 90,232,000 | 91,038,000 | 93,891,000 |